Croatian International Relations Review

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Ivona Ondelj

The text provides a detailed analysis of the significance and role of the principle of solidarity in compulsory and supplementary insurance schemes. The analysis is focused on solidarity as the benchmark when deciding on the applicability or non-applicability of the rules on effective competition on the market in the EU. The principle of solidarity is closely linked to the objectives of social policy, which demand special treatment in the intense market arena. The selected interpretations of the Court of Justice of the EU carry great importance, considering the discretion of Member States in the area of social policy. The text provides an elaboration and final remarks concerning the principle of solidarity which is able to shelter (more or less) the provision of insurance services in the EU.